Mortgages made easy
Finding the best mortgage might seem difficult and time consuming. It’s a big decision and we’re here to make sure it will be the right one.
Mortgages made easy
FIRST TIME BUYER
We understand that buying your first home is a massive decision and the world of property and finance can be a confusing and intimidating place. That’s why we make sure our clients feel confident and fully understand the complete process, with friendly, reassuring accurate explanations.
REMORTGAGING
Your existing mortgage lender may prefer you to stay on their standard variable rate once your present mortgage product has expired, as you could be over paying. We independently research the market to make sure you pay the lowest monthly amount for your current circumstances.
MOVING HOME
Buying or selling property is stressful. We liaise with estate agents and solicitors on your behalf to ensure the process is as smooth as possible to a successful completion. Peace of mind knowing you have professionals with over fifteen years of experience working for you.
BUY TO LET
This is a specialist market and requires careful consideration. We will guide you through and make sure you have a clear understanding of this type of investment. Our financial advising expertise has assisted many of our clients to grow lucrative investment portfolios.
Mortgage Consultancy from the highest standard
INDEPENDENT ADVICE
We are directly regulated and authorised, which means we are answerable only to you the client and the Financial Conduct Authority. That means we are not driven by sales targets laid down by estate agents or associated with using certain lenders more than others to build a higher commission level.
EXTENDED EXPERIENCE
Our advisers are fully qualified Financial advisers. We’ve chosen to specialise in the intermediary mortgage markets and have built up specialist knowledge in this field over the past fifteen years.
PERSONAL APPROACH
Our clients can expect to experience a friendly greeting. We pride ourselves that we can give a professional service but with a easy to understand manner. We are always available to answer any questions of any kind at any time on any part of the financial and property industry.
By completing this brief questionnaire in detail, we will be able to source and advise accurately the most appropriate mortgage for your current circumstances and requirements.
Why we make it happen for you
Homes Mortgage Consultants have been presenting clients with an independent, professional, insider’s view of the whole intermediary mortgage market for many years. Our personal approach is friendly and with a smile, we are here to help people not baffle or confuse with corporate jargon.
We pride ourselves on a business ethos of complete customer focused satisfaction. Our purpose is ensuring customers have a full clear understanding of all aspects of mortgages and the property buying process, enabling them to make the most appropriate decisions, providing total peace of mind. We view our personalised business relationship with clients, as being the start of an ongoing programme to continually provide the best advice throughout the lifetime of their mortgage, as family and personal circumstances change.
GET IN TOUCH
If you have any enquiries please don’t hesitate to get in touch. We’re happy to help.
Call us on 033 00 24 10 22 or email us: steve@homesmortgages.co.uk
Homes Mortgage Consultants Ltd are directly authorised and regulated by the Financial Conduct Authority (registration number of 302176).
TERMS & CONDITIONS
Consultations and subsequent advice is free of charge. You will be supplied with our keyfacts service Initial Disclosure Document, at the outset of our initial consultation, disclosing a one off fee of £499. This will be charged on the processing of a full mortgage application, payable on receipt of your mortgage offer letter. This fee is non-refundable. You will be asked to sign the Disclosure Document, confirming your understanding and agreement.
The above fee relates to regulated, residential mortgages. Fees on non-regulated mortgages such as most buy to let or commercial mortgages can vary on a case by case basis.
Your Property may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it.